分期业务

还款方式

1期

3期

6期

9期

12期

18期

24期

36期

账单分期

（含总账分期）

按期偿还

本金和利息

1.00%
（12.00%）

0.80%
(14.34%)

0.75%
(15.27%)

0.70%
(14.88%)

0.65%
(14.10%)

0.65%
（14.30%）

0.65%
(14.33%)

0.65%
(14.21%)

按期偿还利息，

到期一次还本

/

0.65%
(7.80%)

0.65%
(7.80%)

0.60%
(7.20%)

0.60%
(7.20%)

0.60%
(7.20%)

0.60%
(7.20%)

0.60%
(7.20%)

首期偿还全部利息，

到期一次还本

/

0.60%
(7.24%)

0.60%
(7.31%)

0.55%
(6.75%)

0.55%
(6.81%)

0.55%
(6.93%)

0.55%
(7.05%)

0.55%
(7.33%)

消费分期

按期偿还

本金和利息

/

0.75%
(13.45%)

0.70%
(14.26%)

0.65%
(13.83%)

0.60%
(13.03%)

0.60%
(13.23%)

0.60%
(13.27%)

0.60%
(13.17%)

按期偿还利息，

到期一次还本

/

0.60%
(7.20%)

0.60%
(7.20%)

0.55%
(6.60%)

0.55%
(6.60%)

0.55%
(6.60%)

0.55%
(6.60%)

0.55%
(6.60%)

首期偿还全部利息，

到期一次还本

/

0.55%
(6.64%)

0.55%
(6.69%)

0.50%
(6.12%)

0.50%
(6.17%)

0.50%
(6.27%)

0.50%
(6.37%)

0.50%
(6.60%)

现金分期

按期偿还

本金和利息

/

0.95%
(17.02%)

0.85%
(17.28%)

0.80%
(16.96%)

0.75%
(16.22%)

0.70%
(15.36%)

0.70%
(15.38%)

/

按期偿还利息，

到期一次还本

/

0.70%
(8.40%)

0.70%
(8.40%)

0.65%
(7.80%)

0.65%
(7.80%)

0.65%
(7.80%)

0.65%
(7.80%)

/

首期偿还全部利息，

到期一次还本

/

0.65%
(7.85%)

0.65%
(7.93%)

0.60%
(7.38%)

0.60%
(7.45%)

0.60%
(7.59%)

0.60%
(7.75%)

/

商户分期

按期偿还

本金和利息

/

1.00%（17.91%）

0.67%（13.65%）

0.50%（10.90%）

0.50%（11.08%）

/

0.50%
（11.13%）

/